For Philip, the waiting and pressure became too much to bear.

“There’s no reason it should take so long. Phillip already had problems but I think this was the final straw,” Sheena said.

A total shock for his family

Just hours before his death, Phillip posted a heartbreaking selfie of himself in tears from inside his car. Alongside it, a goodbye note.

The next day, on a quiet country road, he ended his life.

His mother, Sheena Derbyshire, was blindsided. “It was a total shock,” she told the Daily Mirror. “We had no idea how bad things had gotten. In his note, he wrote that the family would be better off without him. That broke me.”

After his death, Sheena discovered the whole truth: Phillip was drowning in debts to banks and utility companies. His home was on the brink of repossession. An eviction notice was buried in his paperwork.

Sheena combed through his emails and voice notes. The voice messages were especially brutal. “Listening to them,” she said, “was the most heartbreaking thing I’ve ever done.”

His children were also shattered. ”The youngest keeps dreaming about him,” Sheena said softly. “She said she saw him. She begged him not to go. But when she woke up, he was gone.”